This space is dedicated to my passion for fairness and consumer financial wellness.
Here I share my thoughts on payments and lending, accented by my life experience, products that enhance customers' choice and control.

What if your loan payment adjusts with income?

Can borrowed funds be paid off as a percentage of income? It takes away stress of fixed monthly payment when incomes are volatile.

Sep 14, 20214 min read

Imagine a super app, an "Amazon of Financial Services" for the underbanked segment. No more payday lender, no money order for bill payment

May 30, 20214 min read

What if we reimagine credit card without all the gotchas and with consumer control, transparency and installment loan like features in mind?

Apr 18, 20213 min read

New technology and consumer expectations are erasing the line between payments and lending. Would FIs adapt to their customer need?

Feb 5, 20212 min read

Credit card issuers can create transparent, budgeting tool by adding customer-controlled installment feature and delight their customers

Jan 3, 20213 min read

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